Insurance
Insurance AcceptedClear answers on coverage and cost
We accept many major insurance plans for consultations, testing, and conventional spine and joint procedures. Regenerative treatments are usually self-pay, and you will get cost information before you decide.
★ 4.7 Google rating · Board-certified physicians · Rochester Hills & Grand Rapids
Insurance & cost
Insurance, Self-Pay, and Clear Pricing
We accept many major insurance plans for consultations, testing, and many spine and joint procedures. Regenerative treatments such as PRP and stem cell therapy are usually self-pay, so you get a clear estimate before you decide.
Usually billed to insurance
- Consultations and office visits
- EMG and nerve testing
- Epidural, facet, and SI joint injections
- Nerve blocks, radiofrequency ablation, and nerve stimulators
Usually self-pay
- PRP and stem cell therapy (BMAC)
- Prolotherapy
- PRP hair restoration
- Stem cell banking
Self-pay options include prompt-pay discounts, payment plans, and HSA or FSA funds for eligible expenses.
Plans we accept
- PPO Trust
UMR coming soon. Blue Care Network plans require a referral. Coverage varies by plan and service, so call Rochester Hills (248) 216-1008 or Grand Rapids (616) 288-1109 and we will check your benefits.
Why patients choose MCRM
- Board-certified physicians Every procedure is performed by a board-certified physician, not a technician.
- Image-guided precision Ultrasound or fluoroscopic (x-ray) guidance places treatment exactly where it is needed.
- Your own cells, prepared on site Platelets and bone marrow cells are processed in our in-house lab during your visit.
- Results we track We have reported patient outcomes to the DataBiologics registry since 2019.
- Clear, upfront pricing Itemized estimates before treatment, prompt-pay discounts, and payment plans.
- Physicians who teach physicians Our doctors teach orthobiologic courses and helped write national back pain guidelines.
Plans
Insurance Plans We Accept
Insurance plans vary greatly. Please check what your plan covers, including deductibles, co-payments, and whether office visits are covered.
- Medicare Part B
- Traditional Blue Cross
- Blue Cross Blue Shield
- Blue Care Network (referral required)
- BCN Advantage Medicare, Commercial, and Medicare Advantage (referral required)
- Anthem Blue Cross
- Aetna
- Cigna
- HAP PPO
- Humana
- Humana HMO
- Humana Medicare PPO and HMO
- Priority Health
- TRICARE
- UnitedHealthcare Choice PPO
- UnitedHealthcare Choice HMO
- UnitedHealthcare Select
- UnitedHealthcare Premier
- PPO Trust
- UMR (coming soon)
Covered services
Procedures That Can Be Billed to Insurance
These conventional services are often covered, depending on your plan and diagnosis.
Often covered
Spine, Joint, and Nerve Procedures
Cervical, thoracic, and lumbar epidural injections · Facet joint injections and medial branch blocks · Sacroiliac (SI) joint injections · Joint injections, including hyaluronic acid · Trigger point injections · Radiofrequency ablation · Spinal cord and peripheral nerve stimulators · EMG testing and diagnostic musculoskeletal ultrasound
Usually self-pay
Regenerative Treatments
PRP, stem cell therapy (BMAC), prolotherapy, intraosseous treatment, PRP hair restoration, sexual wellness, and aesthetic treatments are usually self-pay.
See the PRP cost guidePaying for care
Self-Pay and Prompt-Pay Options
Paying directly can give you access to regenerative treatments that insurance often does not cover, and some procedures are discounted when paid before service. Paying directly can also avoid delays when an insurer requires other treatments first.
Ask our team about prompt-pay discounts and payment plans. Many patients use HSA or FSA funds for eligible expenses. Read more about the advantages of different payment options and whether insurance covers regenerative medicine.
FAQ
Insurance Questions
Answers to common questions from our patients. Your physician can address your specific situation during a consultation.
Do you accept Medicare?
Yes, we accept Medicare Part B. Coverage depends on the service; regenerative treatments are usually not covered.
Do Blue Care Network plans need a referral?
Yes. Blue Care Network plans require a referral from your primary care physician.
Is UnitedHealthcare in network?
Several UnitedHealthcare plans are accepted, including Choice PPO, Choice HMO, Select, and Premier. Plans vary, so check with our office.
Does insurance cover PRP or stem cell therapy?
Usually not. Most insurers consider these treatments investigational. Our team will give you cost information before you decide.
What if my plan is not listed?
Call our office. You may still be able to be seen, or you can choose to self-pay.
Do you offer self-pay discounts?
Ask our team about prompt-pay discounts and payment plans. HSA and FSA funds can often be used for eligible expenses.
Next step
Questions About Coverage? Talk With Our Team
Answer a few short questions and our team will contact you to schedule a consultation.
Share your symptoms and goals in the short form.
Our team contacts you to schedule a consultation.
Meet a board-certified physician in Grand Rapids or Rochester Hills.
★ 4.7 Google ratingBoard-certified physiciansTwo Michigan clinics
Prefer to talk? Rochester Hills (248) 216-1008 · Grand Rapids (616) 288-1109
Our locations
Visit Our Michigan Clinics
Rochester Hills Clinic
355 Barclay Cir, Suite A
Rochester Hills, MI 48307
Monday–Friday, 9:00 am–4:30 pm
Grand Rapids Clinic
1000 E. Paris Ave SE, Suite 221
Grand Rapids, MI 49546
Monday–Friday, 9:00 am–4:30 pm
